0% Credit Card Programs

We’ve partnered with some of the top credit card providers in the country. These card programs are all included at *no additional cost with your monthly platform fee and we will continue to update them as they become available.

In most cases you want to apply for a personal or term loan first to see what offers are available. Card programs with high limits and 0% offers require a minimum of a 680+ credit score (we recommend 700+). Clients can apply for both a personal and business credit card if they need higher buying power.


We have a few cards that can instantly issue a card number and the clients can purchase immediately, these are based on credit and are noted below.

Instant issue cards are great because the client does not have to wait for the card to arrive in the mail prior to use.

We have listed business and personal card offers. Here are the most common approval requirements for each.

We’ve partnered with some of the top credit card providers in the country. These card programs are all included at *no additional cost with your monthly platform fee and we will continue to update them as they become available.

In most cases you want to apply for a personal or term loan first to see what offers are available. Card programs with high limits and 0% offers require a minimum of a 680+ credit score (we recommend 700+). Clients can apply for both a personal and business credit card if they need higher buying power.


We have a few cards that can instantly issue a card number and the clients can purchase immediately, these are based on credit and are noted below.

Instant issue cards are great because the client does not have to wait for the card to arrive in the mail prior to use.

We have listed business and personal card offers. Here are the most common approval requirements for each.

Business Cards

Business Cards

 
American Express® Blue Business Cash Card – 0% for 12 months – Possible Instant Card Number Issued

Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement. From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power. Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors. 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% – 19.24%, based on your creditworthiness and other factors as determined at the time of account opening. No Annual Fee. Terms Apply.

The Blue Business® Plus Credit Card from American Express – 0% for 12 monhts – Possible Instant Card Number Issued

Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*. You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power. More buying power for your business means more opportunities to earn points. That’s everyday business with the Blue Business Plus Card. *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% – 19.24%, based on your creditworthiness and other factors at account opening. No Annual Fee. Terms Apply.

 CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

Designed for businesses
Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening
First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line
25% savings on American Airlines inflight Wi-Fi when you use your card
Enjoy preferred boarding on American Airlines flights
Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases
Earn 2 AAdvantage® miles per $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations
Earn 1 AAdvantage® mile per $1 spent on other purchases
No Foreign Transaction Fees

Delta SkyMiles® Platinum Business American Express Card

Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels. Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half point per dollar), up to 50,000 additional miles per year. 1 Mile on every eligible dollar spent on other purchases. With Status Boost®, earn 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your card in a calendar year, up to 2x per year getting you closer to Medallion Status. Plus, throughout 2021 earn an additional 2,500 MQMs after making $25,000 in purchases, up to 2x. That’s in addition to the 10,000 MQMs that you would earn with Status Boost. Status-like benefits: First Check Bag Free on Delta flights + Main Cabin 1 Priority Boarding. Terms and limitations apply.

Lowe’s Business Rewards Card from American Express

Get $100 Cash Back upon approval. 3X points at US restaurants, US office supply stores and on wireless telephone services purchased directly from U.S. service providers, 2X points at Lowe’s, 1X points on other purchases. Get points you can redeem for gift cards to use toward business expenses. Plus, get 5% Off from Lowe’s on eligible Lowe’s Purchases. Plus, enjoy a 0% introductory APR for 6 months from the date of account opening on purchases. After that, your APR will be 15.74% – 24.74% based on your creditworthiness and other factors as determined at the time of account opening. Terms Apply.

Marriott Bonvoy Business™ American Express® Card

Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months. 6x points at participating Marriott Bonvoy hotels. 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. 2x points on all other eligible purchases. Receive 1 Free Night Award every year after your Card account anniversary. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel. Certain hotels have resort fees. Enjoy complimentary Marriott Bonvoy Silver Elite status with your Card. Plus, earn Gold Elite status after making $35,000 in eligible purchases on your Card in a calendar year. Terms apply.

The Hilton Honors American Express Business Card

Welcome Offer: Earn 130,000 Hilton Honors Bonus Points with the Hilton Honors American Express Business Card after you spend $3,000 in eligible purchases on the Card in the first 3 months of Card Membership. Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X on Select Business & Travel Purchases, 3X on all other eligible purchases. Terms & Limitations Apply. Enjoy complimentary Gold Status with your Hilton Honors Business Card. Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year. Earn another Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year. Relax with 10 free airport lounge visits each year once enrolled in complimentary Priority Pass™ Select membership, which offers access to over 1,000 lounges in over 120 countries. Terms apply.

 Amazon Business Prime American Express Card

Eligible Prime Members get a $125 Amazon.com Gift Card upon approval for the Amazon Business Prime American Express Card. Take advantage of 5% Back or 90 Day Terms on U.S purchases at Amazon.com, Amazon Business, AWS and Whole Foods Market with an eligible Prime membership. You will earn 5% Back on the first $120,000 in purchases each calendar year, 1% Back thereafter. 2% Back at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers. 1% Back on other purchases. $0 Annual Fee. Back your business with a broad product selection on Amazon and Amazon Business, and the service of American Express. Stay focused on your top business priorities, knowing we’re behind you. With rewards that don’t expire, you choose when to redeem. Redeem rewards on millions of items during checkout at Amazon.com and Amazon Business (U.S.) or apply towards a purchase on your statement. Terms apply.

Costco Anywhere Visa® Business Card by Citi

 Discover the only business credit card designed exclusively for Costco members 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter 3% cash back on restaurants and eligible travel purchases 2% cash back on all other purchases from Costco and Costco.com 1% cash back on all other purchases No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases Whether you’re traveling for business or pleasure, enjoy no foreign transaction fees on purchases Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico

American Express® Blue Business Cash Card – 0% for 12 months – Possible Instant Card Number Issued

Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement. From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power. Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors. 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% – 19.24%, based on your creditworthiness and other factors as determined at the time of account opening. No Annual Fee. Terms Apply.

The Blue Business® Plus Credit Card from American Express – 0% for 12 monhts – Possible Instant Card Number Issued

Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*. You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power. More buying power for your business means more opportunities to earn points. That’s everyday business with the Blue Business Plus Card. *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% – 19.24%, based on your creditworthiness and other factors at account opening. No Annual Fee. Terms Apply.

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

Designed for businesses
Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening
First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line
25% savings on American Airlines inflight Wi-Fi when you use your card
Enjoy preferred boarding on American Airlines flights
Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases
Earn 2 AAdvantage® miles per $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations
Earn 1 AAdvantage® mile per $1 spent on other purchases
No Foreign Transaction Fees

Delta SkyMiles® Platinum Business American Express Card

Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels. Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half point per dollar), up to 50,000 additional miles per year. 1 Mile on every eligible dollar spent on other purchases. With Status Boost®, earn 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your card in a calendar year, up to 2x per year getting you closer to Medallion Status. Plus, throughout 2021 earn an additional 2,500 MQMs after making $25,000 in purchases, up to 2x. That’s in addition to the 10,000 MQMs that you would earn with Status Boost. Status-like benefits: First Check Bag Free on Delta flights + Main Cabin 1 Priority Boarding. Terms and limitations apply.

Lowe’s Business Rewards Card from American Express

Get $100 Cash Back upon approval. 3X points at US restaurants, US office supply stores and on wireless telephone services purchased directly from U.S. service providers, 2X points at Lowe’s, 1X points on other purchases. Get points you can redeem for gift cards to use toward business expenses. Plus, get 5% Off from Lowe’s on eligible Lowe’s Purchases. Plus, enjoy a 0% introductory APR for 6 months from the date of account opening on purchases. After that, your APR will be 15.74% – 24.74% based on your creditworthiness and other factors as determined at the time of account opening. Terms Apply.

Marriott Bonvoy Business™ American Express® Card

Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months. 6x points at participating Marriott Bonvoy hotels. 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. 2x points on all other eligible purchases. Receive 1 Free Night Award every year after your Card account anniversary. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel. Certain hotels have resort fees. Enjoy complimentary Marriott Bonvoy Silver Elite status with your Card. Plus, earn Gold Elite status after making $35,000 in eligible purchases on your Card in a calendar year. Terms apply.

The Hilton Honors American Express Business Card

Welcome Offer: Earn 130,000 Hilton Honors Bonus Points with the Hilton Honors American Express Business Card after you spend $3,000 in eligible purchases on the Card in the first 3 months of Card Membership. Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X on Select Business & Travel Purchases, 3X on all other eligible purchases. Terms & Limitations Apply. Enjoy complimentary Gold Status with your Hilton Honors Business Card. Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year. Earn another Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year. Relax with 10 free airport lounge visits each year once enrolled in complimentary Priority Pass™ Select membership, which offers access to over 1,000 lounges in over 120 countries. Terms apply.

 Amazon Business Prime American Express Card

Eligible Prime Members get a $125 Amazon.com Gift Card upon approval for the Amazon Business Prime American Express Card. Take advantage of 5% Back or 90 Day Terms on U.S purchases at Amazon.com, Amazon Business, AWS and Whole Foods Market with an eligible Prime membership. You will earn 5% Back on the first $120,000 in purchases each calendar year, 1% Back thereafter. 2% Back at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers. 1% Back on other purchases. $0 Annual Fee. Back your business with a broad product selection on Amazon and Amazon Business, and the service of American Express. Stay focused on your top business priorities, knowing we’re behind you. With rewards that don’t expire, you choose when to redeem. Redeem rewards on millions of items during checkout at Amazon.com and Amazon Business (U.S.) or apply towards a purchase on your statement. Terms apply.

Costco Anywhere Visa® Business Card by Citi

 Discover the only business credit card designed exclusively for Costco members 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter 3% cash back on restaurants and eligible travel purchases 2% cash back on all other purchases from Costco and Costco.com 1% cash back on all other purchases No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases Whether you’re traveling for business or pleasure, enjoy no foreign transaction fees on purchases Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico

American Express® Blue Business Cash Card – 0% for 12 months – Possible Instant Card Number Issued

Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement. From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power. Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors. 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% – 19.24%, based on your creditworthiness and other factors as determined at the time of account opening. No Annual Fee. Terms Apply.

The Blue Business® Plus Credit Card from American Express – 0% for 12 monhts – Possible Instant Card Number Issued

Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*. You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power. More buying power for your business means more opportunities to earn points. That’s everyday business with the Blue Business Plus Card. *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% – 19.24%, based on your creditworthiness and other factors at account opening. No Annual Fee. Terms Apply.

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

Designed for businesses
Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening
First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line
25% savings on American Airlines inflight Wi-Fi when you use your card
Enjoy preferred boarding on American Airlines flights
Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases
Earn 2 AAdvantage® miles per $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations
Earn 1 AAdvantage® mile per $1 spent on other purchases
No Foreign Transaction Fees

Delta SkyMiles® Platinum Business American Express Card

Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels. Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half point per dollar), up to 50,000 additional miles per year. 1 Mile on every eligible dollar spent on other purchases. With Status Boost®, earn 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your card in a calendar year, up to 2x per year getting you closer to Medallion Status. Plus, throughout 2021 earn an additional 2,500 MQMs after making $25,000 in purchases, up to 2x. That’s in addition to the 10,000 MQMs that you would earn with Status Boost. Status-like benefits: First Check Bag Free on Delta flights + Main Cabin 1 Priority Boarding. Terms and limitations apply.

Lowe’s Business Rewards Card from American Express

Get $100 Cash Back upon approval. 3X points at US restaurants, US office supply stores and on wireless telephone services purchased directly from U.S. service providers, 2X points at Lowe’s, 1X points on other purchases. Get points you can redeem for gift cards to use toward business expenses. Plus, get 5% Off from Lowe’s on eligible Lowe’s Purchases. Plus, enjoy a 0% introductory APR for 6 months from the date of account opening on purchases. After that, your APR will be 15.74% – 24.74% based on your creditworthiness and other factors as determined at the time of account opening. Terms Apply.

Marriott Bonvoy Business™ American Express® Card

Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months. 6x points at participating Marriott Bonvoy hotels. 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. 2x points on all other eligible purchases. Receive 1 Free Night Award every year after your Card account anniversary. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel. Certain hotels have resort fees. Enjoy complimentary Marriott Bonvoy Silver Elite status with your Card. Plus, earn Gold Elite status after making $35,000 in eligible purchases on your Card in a calendar year. Terms apply.

The Hilton Honors American Express Business Card

Welcome Offer: Earn 130,000 Hilton Honors Bonus Points with the Hilton Honors American Express Business Card after you spend $3,000 in eligible purchases on the Card in the first 3 months of Card Membership. Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X on Select Business & Travel Purchases, 3X on all other eligible purchases. Terms & Limitations Apply. Enjoy complimentary Gold Status with your Hilton Honors Business Card. Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year. Earn another Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year. Relax with 10 free airport lounge visits each year once enrolled in complimentary Priority Pass™ Select membership, which offers access to over 1,000 lounges in over 120 countries. Terms apply.

Amazon Business Prime American Express Card

Eligible Prime Members get a $125 Amazon.com Gift Card upon approval for the Amazon Business Prime American Express Card. Take advantage of 5% Back or 90 Day Terms on U.S purchases at Amazon.com, Amazon Business, AWS and Whole Foods Market with an eligible Prime membership. You will earn 5% Back on the first $120,000 in purchases each calendar year, 1% Back thereafter. 2% Back at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers. 1% Back on other purchases. $0 Annual Fee. Back your business with a broad product selection on Amazon and Amazon Business, and the service of American Express. Stay focused on your top business priorities, knowing we’re behind you. With rewards that don’t expire, you choose when to redeem. Redeem rewards on millions of items during checkout at Amazon.com and Amazon Business (U.S.) or apply towards a purchase on your statement. Terms apply.

Costco Anywhere Visa® Business Card by Citi

 Discover the only business credit card designed exclusively for Costco members 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter 3% cash back on restaurants and eligible travel purchases 2% cash back on all other purchases from Costco and Costco.com 1% cash back on all other purchases No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases Whether you’re traveling for business or pleasure, enjoy no foreign transaction fees on purchases Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico

Personal Cards

Personal Cards

Blue Cash Everyday® Card from American Express (0% for 15 Months) – Potential Instant Issue card number

Earn $200 back after you spend $1,000 in purchases on your new Card within the first 3 months. 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% Cash Back at U.S. gas stations and at select U.S. department stores. 1% Cash Back on other purchases. Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%. Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee. Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits. No annual fee. Terms Apply.

Blue Cash Preferred® Card from American Express – (0% for 12 Months) – Potential Instant Issue Card Number

Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. $0 introductory annual fee for one year, then $95. 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases. Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit. Terms Apply. for Citi Flex Plan is 13.49% – 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion

Citi Rewards+® Card 0% for 15 Months, No Annual Fee

The Citi Rewards+® Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap
Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 13.49% – 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater
Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases
The standard variable APR for Citi Flex Plan is 13.49% – 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion

Wells Fargo Platinum card – 0% for 18 Months (Excellent Credit)

0% intro APR for 18 months from account opening on purchases and qualifying balance transfers, then a 16.49% to 24.49% variable APR; balance transfers made within 120 days qualify for the intro rate and fee. $0 Annual Fee. Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum card. Easy access to your FICO® Credit Score with Wells Fargo Online®. Monitor your spending, purchases and any suspicious activity with text and email alerts and notifications. Convenient tools to help create a budget and manage your spending with My Money Map. Select “Apply Now” to learn more about the product features, terms and conditions.

Chase Freedom FlexSM

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases. No annual fee. 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 – 23.74%. No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.

Citi® Double Cash Card – 18 month BT offer

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases
To earn cash back, pay at least the minimum due on time
Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness
Balance Transfers do not earn cash back
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
The standard variable APR for Citi Flex Plan is 13.99% – 23.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion

Bank of America® Cash Rewards credit card

No annual fee. $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases. 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% – 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers. No expiration on rewards. If you’re a Preferred Rewards member, you can earn 25% – 75% more cash back on every purchase. Contactless Cards – The security of a chip card, with the convenience of a tap.

Blue Cash Everyday® Card from American Express (0% for 15 Months) – Potential Instant Issue card number

Earn $200 back after you spend $1,000 in purchases on your new Card within the first 3 months. 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% Cash Back at U.S. gas stations and at select U.S. department stores. 1% Cash Back on other purchases. Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%. Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee. Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits. No annual fee. Terms Apply.

Blue Cash Preferred® Card from American Express – (0% for 12 Months) – Potential Instant Issue Card Number

Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. $0 introductory annual fee for one year, then $95. 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases. Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit. Terms Apply. for Citi Flex Plan is 13.49% – 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion

 
Citi Rewards+® Card 0% for 15 Months, No Annual Fee

The Citi Rewards+® Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap
Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 13.49% – 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater
Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases
The standard variable APR for Citi Flex Plan is 13.49% – 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion

Wells Fargo Platinum card – 0% for 18 Months (Excellent Credit)

0% intro APR for 18 months from account opening on purchases and qualifying balance transfers, then a 16.49% to 24.49% variable APR; balance transfers made within 120 days qualify for the intro rate and fee. $0 Annual Fee. Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum card. Easy access to your FICO® Credit Score with Wells Fargo Online®. Monitor your spending, purchases and any suspicious activity with text and email alerts and notifications. Convenient tools to help create a budget and manage your spending with My Money Map. Select “Apply Now” to learn more about the product features, terms and conditions.

Chase Freedom FlexSM

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases. No annual fee. 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 – 23.74%. No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.

Citi® Double Cash Card – 18 month BT offer

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases
To earn cash back, pay at least the minimum due on time
Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness
Balance Transfers do not earn cash back
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
The standard variable APR for Citi Flex Plan is 13.99% – 23.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion

Bank of America® Cash Rewards credit card

No annual fee. $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases. 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% – 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers. No expiration on rewards. If you’re a Preferred Rewards member, you can earn 25% – 75% more cash back on every purchase. Contactless Cards – The security of a chip card, with the convenience of a tap.

Blue Cash Everyday® Card from American Express (0% for 15 Months) – Potential Instant Issue card number

Earn $200 back after you spend $1,000 in purchases on your new Card within the first 3 months. 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% Cash Back at U.S. gas stations and at select U.S. department stores. 1% Cash Back on other purchases. Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%. Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee. Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits. No annual fee. Terms Apply.

Blue Cash Preferred® Card from American Express – (0% for 12 Months) – Potential Instant Issue Card Number

Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. $0 introductory annual fee for one year, then $95. 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases. Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit. Terms Apply. for Citi Flex Plan is 13.49% – 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion

 
Citi Rewards+® Card 0% for 15 Months, No Annual Fee

The Citi Rewards+® Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap
Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 13.49% – 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater
Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases
The standard variable APR for Citi Flex Plan is 13.49% – 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion

Wells Fargo Platinum card – 0% for 18 Months (Excellent Credit)

0% intro APR for 18 months from account opening on purchases and qualifying balance transfers, then a 16.49% to 24.49% variable APR; balance transfers made within 120 days qualify for the intro rate and fee. $0 Annual Fee. Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum card. Easy access to your FICO® Credit Score with Wells Fargo Online®. Monitor your spending, purchases and any suspicious activity with text and email alerts and notifications. Convenient tools to help create a budget and manage your spending with My Money Map. Select “Apply Now” to learn more about the product features, terms and conditions.

Chase Freedom FlexSM

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases. No annual fee. 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 – 23.74%. No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.

Citi® Double Cash Card – 18 month BT offer

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases
To earn cash back, pay at least the minimum due on time
Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness
Balance Transfers do not earn cash back
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
The standard variable APR for Citi Flex Plan is 13.99% – 23.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion

Bank of America® Cash Rewards credit card

Marriott Bonvoy Business™ American Express® Card

No annual fee. $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases. 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% – 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers. No expiration on rewards. If you’re a Preferred Rewards member, you can earn 25% – 75% more cash back on every purchase. Contactless Cards – The security of a chip card, with the convenience of a tap.

Jasper Cash Back Mastercard – New to Limited Credit (Max limit 5K)

Get up to 6% cash back by referring friends! Start with 1% and get an extra 0.5% for a full year for every friend you bring on board. Up to $5,000 credit limit. No annual fee, no security deposit, no foreign transaction fees. Simple, intuitive app to manage your account. Unique auto payment options that help you build and maintain your credit score. Receive cash back automatically every month as a statement credit after three on time payments. Earn cash back as long as your account is in good standing. If your account is past due, cash back will be locked. Your cash back maximum varies based on your credit limit. Cash back not limited to certain categories, earn on almost all everyday purchases. See Jasper’s terms and fees https://www.jaspercard.com/disclosures/fees_terms-4. Issued by WebBank, Member FDIC.

Petal® 2 “Cash Back, No Fees” Visa® Credit Card – Limited or New Credit (Max Limit 10K)

No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee. Up to 1.5% cash back after making 12 on-time monthly payments. 1% cash back on eligible purchases right away. 2% – 10% cash back from select merchants. $500-$10,000 credit limits. Variable APRs 12.99%-26.99%. Build credit alongside tens of thousands of Petal Card members. Cash flow technology may help applicants without credit history get approved. Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments. See if you’re pre-approved within minutes without impacting your credit score. Petal reports to all 3 major credit bureaus. No deposits required. Card issued by WebBank, Member FDIC.

Credit One Bank® Credit Card with Cash Back Rewards – Challenged or limited credit

1% cash back rewards on all purchases, no annual fee, and a competitive APR are just a few of the benefits qualified applicants will enjoy, terms apply. With $0 Fraud Liability, you won’t be responsible for unauthorized charges. Managing your account is easy with the Credit One Bank mobile app. Pick a card that fits your style. Multiple card designs are available, a fee may apply. Monitor your credit with free online access to your Experian credit score, terms apply. Never miss an account update with customizable text and email alerts. Do your part to help the environment with the option to go paperless.

Credit One Bank® Platinum Visa® with Cash Back Rewards – Limited – challenged credit

Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply. CreditOneBank.com and the Credit One Bank mobile app makes it easy to access and manage all your account information and make payments whether you’re at home or on-the-go. Zero Fraud Liability protects you if your card is ever lost or stolen. Rest easy knowing you won’t be held responsible for unauthorized charges. Use your Apple device to make purchases securely through Apple Pay®. Apple Pay is a registered trademark of Apple, Inc. Keep an eye on your credit information with free online access to your Experian credit score. Terms apply. Get access to billing statements online when you Go Paperless. Enjoy quicker access to your account documents without the hassle of having to wait ‘til they arrive in the mail.

Jasper Cash Back Mastercard – New to Limited Credit (Max limit 5K)

Get up to 6% cash back by referring friends! Start with 1% and get an extra 0.5% for a full year for every friend you bring on board. Up to $5,000 credit limit. No annual fee, no security deposit, no foreign transaction fees. Simple, intuitive app to manage your account. Unique auto payment options that help you build and maintain your credit score. Receive cash back automatically every month as a statement credit after three on time payments. Earn cash back as long as your account is in good standing. If your account is past due, cash back will be locked. Your cash back maximum varies based on your credit limit. Cash back not limited to certain categories, earn on almost all everyday purchases. See Jasper’s terms and fees https://www.jaspercard.com/disclosures/fees_terms-4. Issued by WebBank, Member FDIC.

Petal® 2 “Cash Back, No Fees” Visa® Credit Card – Limited or New Credit (Max Limit 10K)

No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee. Up to 1.5% cash back after making 12 on-time monthly payments. 1% cash back on eligible purchases right away. 2% – 10% cash back from select merchants. $500-$10,000 credit limits. Variable APRs 12.99%-26.99%. Build credit alongside tens of thousands of Petal Card members. Cash flow technology may help applicants without credit history get approved. Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments. See if you’re pre-approved within minutes without impacting your credit score. Petal reports to all 3 major credit bureaus. No deposits required. Card issued by WebBank, Member FDIC.

Credit One Bank® Credit Card with Cash Back Rewards – Challenged or limited credit

1% cash back rewards on all purchases, no annual fee, and a competitive APR are just a few of the benefits qualified applicants will enjoy, terms apply. With $0 Fraud Liability, you won’t be responsible for unauthorized charges. Managing your account is easy with the Credit One Bank mobile app. Pick a card that fits your style. Multiple card designs are available, a fee may apply. Monitor your credit with free online access to your Experian credit score, terms apply. Never miss an account update with customizable text and email alerts. Do your part to help the environment with the option to go paperless.

Credit One Bank® Platinum Visa® with Cash Back Rewards – Limited – challenged credit

Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply. CreditOneBank.com and the Credit One Bank mobile app makes it easy to access and manage all your account information and make payments whether you’re at home or on-the-go. Zero Fraud Liability protects you if your card is ever lost or stolen. Rest easy knowing you won’t be held responsible for unauthorized charges. Use your Apple device to make purchases securely through Apple Pay®. Apple Pay is a registered trademark of Apple, Inc. Keep an eye on your credit information with free online access to your Experian credit score. Terms apply. Get access to billing statements online when you Go Paperless. Enjoy quicker access to your account documents without the hassle of having to wait ‘til they arrive in the mail.

Jasper Cash Back Mastercard – New to Limited Credit (Max limit 5K)

Get up to 6% cash back by referring friends! Start with 1% and get an extra 0.5% for a full year for every friend you bring on board. Up to $5,000 credit limit. No annual fee, no security deposit, no foreign transaction fees. Simple, intuitive app to manage your account. Unique auto payment options that help you build and maintain your credit score. Receive cash back automatically every month as a statement credit after three on time payments. Earn cash back as long as your account is in good standing. If your account is past due, cash back will be locked. Your cash back maximum varies based on your credit limit. Cash back not limited to certain categories, earn on almost all everyday purchases. See Jasper’s terms and fees https://www.jaspercard.com/disclosures/fees_terms-4. Issued by WebBank, Member FDIC.

Petal® 2 “Cash Back, No Fees” Visa® Credit Card – Limited or New Credit (Max Limit 10K)

No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee. Up to 1.5% cash back after making 12 on-time monthly payments. 1% cash back on eligible purchases right away. 2% – 10% cash back from select merchants. $500-$10,000 credit limits. Variable APRs 12.99%-26.99%. Build credit alongside tens of thousands of Petal Card members. Cash flow technology may help applicants without credit history get approved. Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments. See if you’re pre-approved within minutes without impacting your credit score. Petal reports to all 3 major credit bureaus. No deposits required. Card issued by WebBank, Member FDIC.

Credit One Bank® Credit Card with Cash Back Rewards – Challenged or limited credit

1% cash back rewards on all purchases, no annual fee, and a competitive APR are just a few of the benefits qualified applicants will enjoy, terms apply. With $0 Fraud Liability, you won’t be responsible for unauthorized charges. Managing your account is easy with the Credit One Bank mobile app. Pick a card that fits your style. Multiple card designs are available, a fee may apply. Monitor your credit with free online access to your Experian credit score, terms apply. Never miss an account update with customizable text and email alerts. Do your part to help the environment with the option to go paperless.

Credit One Bank® Platinum Visa® with Cash Back Rewards – Limited – challenged credit

Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply. CreditOneBank.com and the Credit One Bank mobile app makes it easy to access and manage all your account information and make payments whether you’re at home or on-the-go. Zero Fraud Liability protects you if your card is ever lost or stolen. Rest easy knowing you won’t be held responsible for unauthorized charges. Use your Apple device to make purchases securely through Apple Pay®. Apple Pay is a registered trademark of Apple, Inc. Keep an eye on your credit information with free online access to your Experian credit score. Terms apply. Get access to billing statements online when you Go Paperless. Enjoy quicker access to your account documents without the hassle of having to wait ‘til they arrive in the mail.

If you are experiencing declines for loans/cards you may want to look at our subprime coaching finance programs, we work with many providers that can approve credit scores down to a 525 and fund you the loan proceeds directly, once again contact support and we’d be happy to help.

If you are experiencing declines for loans/cards you may want to look at our subprime coaching finance programs, we work with many providers that can approve credit scores down to a 525 and fund you the loan proceeds directly, once again contact support and we’d be happy to help.

Need Help Deciding?

If you need help determining what is best for your clients or process large volumes, you may want to look at our “Do it For You” Finance program – Amplify. Your coaching clients can call into our team and we will work with them to combine and create the best possible financing solution for your programs.

If you’d like more information on Amplify, please email us at: support@survcredit.com

Need Help Deciding?

If you need help determining what is best for your clients or process large volumes, you may want to look at our “Do it For You” Finance program – Amplify. Your coaching clients can call into our team and we will work with them to combine and create the best possible financing solution for your programs.

If you’d like more information on Amplify, please email us at: coachsupport@coachfinancing.com